Dump Truck Financing
Looking to buy a New or Used Dump Truck and Need Dump Truck Financing? Sharp Financial Services Can Help! #1 Rated Dump Truck Financing Company. We Have Great Dump Truck Leases & Dump Truck Loans For You. Don’t Wait! Get Pre-Approved Before You Buy a Dump Truck.
- Best Rates & Fast Funding
- No Money Down!
- Startups Welcome With Great Credit
- Get Approved for $250k Within 24 Hours – Application Only!
- Guaranteed No Hard Inquiries
Grow Your Fleet & Increase Your Revenue
Need Dump Truck Financing? Sharp Financial Services Can Help!
Looking for a dump truck for sale and need to get dump truck financing? Whether you purchase a Peterbilt, Kenworth, Mack truck, or any other brand of dump truck, Sharp Financial Services has a dump truck lease or dump truck loan for you!
Deciding whether to get a dump truck lease or dump truck loan? We here at Sharp Financial Services specialize in dump truck financing, and have practical knowledge about titling, registration, insurance, warranties, etc… Having a partner like Top Mark Funding is crucial to your success and growth in the commercial trucking industry.
We have been helping small business owners like yourself grow fleets and increase revenue by offering dump truck financing with good credit, or even bad credit. We can tailor a dump truck lease/ loan to fit your budget with the monthly payments you want.
Apply today for a free, no-obligation dump truck financing quote. Our application process is straightforward, fast, and easy. Don’t worry, we do a soft inquiry on your credit. No hard inquiries and no negative impact on your personal or business credit score.
Get Approved for up to $250k Within 24 Hours
Guaranteed No Hard Inquiries
Dump Truck Financing FAQ
Step-by-Step Guide For Dump Truck Financing
Dump truck financing is different from traditional vehicle financing. Traditional truck financing typically requires your credit, business revenue, and time in business to determine if you’re qualified.
When it comes to dump truck financing, the truck you decide to purchase becomes the collateral, which helps to limit the lender’s risk on the dump truck lease or dump truck loan. By reducing the risk you’re more likely to be qualified for dump truck financing.
Several factors will determine your dump truck loan or lease term, interest rate, and down payment. Here’s a list of all the dump truck financing requirements and factors that determine your eligibility and financial requirements.
#1 Determine Your Eligibility – Get Pre-approved
Before you go shopping it’s recommended first to get pre-approved for dump truck financing. At Sharp Financial Services we have a quick and easy pre-approval process. One of our finance specialists will ask you a few questions about your credit and business history. We will then do a soft pull on your credit, not a hard inquiry.
The majority of our competitors do a hard credit inquiry. That’s not good for your credit score. Our pre-approval process is guaranteed not to harm your business or personal credit score. Once we get your credit results back, we’ll get you pre-approved with the amount you’re allowed to finance.
Factors That Determine Eligibility
- Credit Score – 650 or Above for the Best Dump Truck Financing Rates.
- Time in Business with a CDL License – 3+ Years Preferred (But We Can Finance Start-ups Too!)
- Down Payment Amount – How Much Can You Afford to Put Down on Your Dump Truck.
Making smart choices with dump truck financing is critical to any trucking company. Having up-to-date equipment to maximize efficiency and stay in compliance with regulations is important to a company’s growth and sustainability.
We’ve made the funding process quick and easy so you can get funded fast and on the road with your new truck!
Dump Truck Financing And Credit
When it comes to getting a new truck, credit can play a big role. When shopping for a loan for a new truck, you need to keep your credit health in mind. A lot of truckers actually harm their credit by applying haphazardly to any and every company that promises to get the truck of their dreams.
This actually puts a LOT of hard inquiries on your report. Remember, each hard inquiry can ding you about 10 points. Even if you apply to 4 places, that’s enough to drop your score a whole credit grade.
Dealers are another avenue you want to be wary of. When you “apply” to get financed for a truck at a dealership, dealers often send your information around to any bank or company they think will approve you. Again, this leads to many unnecessary and credit-damaging hard inquiries.
Don’t worry, there are companies out there that get you approved for dump truck financing WITHOUT harming your credit. We here Sharp Financial Services can help by getting you pre-approved with just a soft inquiry. This way, you can see your rates without any commitment or damage done to your credit.
For these reasons, it’s important to be familiar with both your credit score and what financing companies can offer you at your current credit rating before you ding your score. Do your research and make sure you are making good choices for your business.
Knowing about the process and how it affects your credit will help you make the best choices.
Breakdown Of FICO Score Ranges
- 300-579: A score in this range is considered Very Poor. Credit applicants with a score in this range will often be required to pay larger fees and deposits, or sometimes may not be approved for credit at all. 16% of people have a score in this range.
- 580-669: Scores between the 580 mark to the higher 600s are called Fair credit scores. Often, people with scores in this range will be referred to as subprime borrowers. A total of 17% of people have a credit score in this range.
- 670-739: This range is referred to as Good. Individuals with scores this high have a much lower rate of default. Statistically, about 8% of applicants with a Good range credit score will become seriously delinquent. Around 21% of people have a score in this range.
- 740-799: People with scores in the mid to top 700s are in the range of Very Good. Borrowers with scores in this range will receive better than average interest rates from banks and lenders. 25% of people have a score in this range.
- 800-850: The top of the scale is considered an Exceptional credit score. Individuals with a credit score above 800 receive the best rates from lenders. Around 21% of people have scores between 800-850.
Statistically speaking, most people’s credit scores fall between the range of 600 to 720.
What Affects Your Credit Score
- Payment History – This shows if you’ve made your payments on time or at all.
- Credit Utilization Rate – How much of your credit you’re using on your credit cards.
- Type, amount, and age of credit accounts – Lenders want to see diversity on your credit report. Having a good mix of credit cards, a car loan, and even a mortgage helps your score.
- Total Debt Owed – This is the amount you owe in loans and how much is on your cards.
- Bankruptcies, Child Support Due, Public Records – Filing for bankruptcy or having a large amount of delinquent child support will hurt your score.
- New Credit Accounts – Opening a lot of accounts in a short period of time can hurt your score. If you have gotten too many loans or credit cards in a 2-year period, it can ding you.
- Hard Inquiries – The number of times a lender has requested your credit information will affect your score. These searches stay on your report for two years.
#2 Find Your New Or Used Dump Truck
Here’s the fun part of the dump truck financing process: shopping for your new big rig! When shopping for your new truck you need to keep in mind some requirements the lenders have.
We always recommend buying your new or used dump truck from a reputable dump truck dealer.
If you’re not sure which dump truck dealer in your area is reputable, give us a call at 916.805.3664 and we can provide some suggestions. We have a list of great dealers throughout the US.
- Make, Model, Year (Less than 10+ years)
- Mileage (Less than 700k)
- The truck needs to be for your intended use.
- Condition Report.
- Any past major repairs.
- Preferably sold by a dump truck dealer.
- Serial Number of the truck.
- Is the dump truck new or used?
- Minimum of 3 pictures.
Lenders want to make sure the dump truck you’re trying to buy is a good investment for you and will last the duration of the financing term. Why? Because your truck is the collateral for financing.
If something were to happen and you can no longer afford to pay the loan or lease back, the lender will need to repossess the dump truck and recover their capital.
FOUND YOUR TRUCK AND NEED FINANCING? CLICK TO START THE PROCESS
#3 Find Good Dump-truck Insurance
Before you get approved and obtain your dump truck lease or loan, you’ll need to have dump truck insurance. Commercial truck lenders will make sure of this. Just like your personal vehicle, you’ll need good insurance for your truck.
Like anything else in life, you get what you pay for. Your dump truck and business are valuable assets and you don’t want to be under-insured and liable for repair and legal bills.
Dump truck lenders require you to have the following coverage:
- Liability coverage
- Physical damage coverage
- Bobtail coverage for non-trucking use
- Cargo and storage coverage that insures what you’re hauling
If you own a fleet of dump trucks and have employees driving for you, you’re going to need worker’s compensation. Contact your local business insurance agent for more details.
Lenders will not allow you to finalize the deal without the correct type of insurance for a dump truck. If you have any questions please feel free to contact your finance specialist. 916.805.3664
#4 Submit All Documents And Get Funded
Once you’ve picked out a dump truck that meets all the requirements and you have proper insurance in place, it’s time to finalize your funding. Contact your finance specialist to finish your application.
Documents will be generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. We have a fast turnaround to get the truck you want up and running.
TIME IS MONEY!
Our process is quick and easy. We know how important it is to get you funded fast and back on the road in your new dump truck. The faster you’re on the road, the faster you can make more money.
Click the “Get Started Now” button to start our quick and easy application process. The faster you start, the faster you GET PAID! – If you can’t wait? Give us a call now 916.805.3664
Great Reviews From Truckers Like You
Buying a Dump Truck
When you start looking for a dump truck for sale you should take into consideration several factors.
We always recommend buying from a reputable dump truck and commercial vehicle dealership. Nothing is wrong with buying from a private party, but it’s always better to be safe than sorry. Especially when you’re spending a bunch of money and your income relies on a reliable truck.
If you need help finding a dump truck dealer in your area, feel free to give us a call at 916.805.3664 and we can assist you in finding a reputable dealership and the perfect dump truck for you.
What You’re Hauling
Dump truck 101 – what are you hauling and how much does it weigh. This is a very important question and answer. You want to look at the gross vehicle weight rating (GVWR) of the make and model of dump truck you’re looking to buy.
To reduce damage to federal highway roads and bridges, federal law limits the gross weight of trucks based on the number and spacing of axles.
Determining what you’re going to haul on a regular basis will help determine which type of dump truck you’re going to need. (A detailed list of the different types of dump trucks above)
Determine What Engine Will Work Best
Many dump truck manufacturers come equipped with similar engines. Whether it’s a Cummin’s, Detriot Diesel, Paccar Engines. Mack has its own line of engines named the Mack MP Engines.
You’ll need to determine what you’re going to haul and what the GVWR is going to be. You’ll need enough horsepower and torque to efficiently haul your loads. Not having enough horsepower can cause issues, and buy an engine that’s too powerful may be more costly. You want to find a happy medium of power and fuel efficiency.
Type of Transmission
Depending on your dump truck make and model you’ll be able to choose between manual or automatic.
There are several pros and cons between manual vs automatic. A lot of it has to do with personal preference, the make, and model of your dump truck, and what your skill level is when it comes to driving a manual transmission.
The old school driver loves the control of a manual transmission. But, the newer automatic transmissions are easy to drive and very efficient.
Automated manual transmission is gaining popularity. It eliminates the clutch and the hand shifting of a manual transmission. Instead, electronic sensors, processors, and actuators do the shifting to match travel speed with the load and job application.
Depending on the make and model of your dump truck, the manufacturers typically have two choices of axle positions. Axle forward and axle back.
The positioning of the axles can greatly affect your turning radius and maneuverability. If you need to be able to make tighter turns you probably want to look at an axle-back dump truck configuration.
What Our Customers Are Saying
At Sharp Financial Services your satisfaction is our top priority. With decades of dump trucking financing experience, we know how important it is to deliver a great customer experience. Check out our reviews from our amazing customers
What Are The Best Dump Trucks
We get asked this question all the time, what are the best dump trucks? Or what’s the most popular dump truck brand? To help answer those questions we’ve put together a guide of the best dump trucks manufacturers in the United States.
We’ve also included a guide on the different types of dump trucks.
There are many dump truck manufacturers. With endless configuration for several types of applications. There’s a dump truck out there that will fit your needs.
Here’s a list of the 8 most popular dump truck brands in America. Listed 8 through 1. Scroll down to see which truck brand is #1.
Volvo Trucks is one of the leading heavy truck and engine manufacturers in the world. Today, Volvo Trucks manufactures a broad line of on-highway and vocational Class 8 vehicles.
Dump trucks have to be tough, period. If there’s a pile of dirt on the job site, you drive over it. If there’s a pool of water, you drive through it. And you do it day after day.
That’s exactly the truck Volvo built the Volvo VHD to be. If you didn’t know better, you’d think it was built out of cast iron with a thousand horses under the hood. It’s that strong, rugged, and dependable. In other words, it’s just what you need to get the job done.
The axle-forward VHD 300 day cab is a perfect solution when payload requirements demand a bridge-law complaint wheelbase. It offers an easily customizable chassis, up to nine power take-off options, and a factory-installed piston or gear pump.
The axle-back VHD 300 day cab is ideal for job sites that demand tighter turns. The cab offers amazing visibility for a more panoramic view of the work area. And the axle back configuration offers Volvo’s best turning radius for dump applications.
The VNR 300 cab brings the precise refinement of the driving environment to a lightweight, efficient day cab. The cab interior is thoughtfully organized to keep daily-route drivers productive, comfortable, and happy.
7. Western Star Trucks
Western Star produces a range of Class 8 commercial vehicles for both highway and off-road use. Western Star specializes in trucks tailored to customer specifications. Every Western Star offers several sleeper box sizes, with chassis lengths of up to 486 inches depending on the model.
Western Star 6900 is a severe-duty dump truck. When you need to tackle the biggest and toughest jobs, there’s only one truck out there – the Western Star 6900. As a tractor, it can
pull loads over 500,000 pounds all day long. And with a body and it can move 80,000. Add in the engine choices and build options, and you’ve got a truck that’s as versatile as it is powerful.
Western Star 4700 is tough and versatile, the 4700 is more than just a great value. It’s a great truck. Its excellent efficiency and maneuverability make it perfect for local and regional hauls as a tractor, while its rugged dependability gives you the performance you can count on for almost any vocational application.
The Western Star 4800 offers incredible performance and durability in a 109-inch BBC package, meaning you can get that performance in and out of tight spots. Featuring a streamlined cab, Western Star’s legendary toughness, and loads of options, you can build to suit any job – no matter how tight the site.
6. Mack Trucks
Mack Trucks, Inc., is an American truck manufacturing company and a former manufacturer of buses and trolleybuses. Founded in 1900 as the Mack Brothers Company, it manufactured its first truck in 1907 and adopted its present name in 1922. Mack Trucks is a subsidiary of AB Volvo which purchased Mack along with Renault Trucks in 2000.
The Mack Granite dump truck is a powerful, durable, and versatile dump truck that can handle any job.
The Mack Granite Medium Heavy Duty (MHD) dump truck is ideally configured for shorter runs and lighter-duty cycles, Granite MHD reduces weight without sacrificing durability and comes in Class 7 and Class 8 configurations.
5. International Trucks
Navistar International Corporation (formerly International Harvester Company) is an American holding company that owns the manufacturer of International brand commercial trucks, IC Bus school, and commercial buses, Workhorse brand chassis for motorhomes and step vans, and is a private-label designer and manufacturer of diesel engines for the pickup truck, van, and SUV markets. The company is also a provider of truck and diesel engine parts and services.
International makes medium-duty and severe-duty dump trucks. International has four models to choose from and configure to your work needs – HV Series, HX Series, DuraStar, and the International WorkStar.
Peterbilt Motors Company, founded in 1939, is an American manufacturer of medium- and heavy-duty trucks. A subsidiary of Paccar, which also owns fellow heavy-duty truck manufacturer Kenworth.
For 80 years, Peterbilt has supplied the North American commercial vehicle market with the industry’s most rugged, reliable, and efficient products. Based in Denton, Texas, Peterbilt manufactures on the highway, vocational and medium-duty trucks that provide value to their owners and pride to their drivers.
Peterbilt is an iconic trucking brand. Their red oval design script-style lettering logo can be found on trucker clothing, truck hats, and more. Peterbilt makes up about 13 percent market share. Peterbilt is an iconic and beloved trucker brand.
- Peterbilt currently manufactures several models of vocational and medium-duty dump trucks. The Peterbilt 389 is an iconic open highway dump truck.
- The Peterbilt 567 dump truck comes in a wide range of configurations and axles that can fit your needs.
- The Peterbilt 367 dump truck is a rugged and versatile vocational dump truck with a 123” BBC.
- The Peterbilt 348 dump truck is a medium-duty high-performance workhorse.
- The Peterbilt 337 is a medium-duty is configurable as a Class 7 truck and is ideal for a wrecker, tanker, and dump truck for municipal work.
Kenworth is an American manufacturer of medium and heavy-duty Class 8 trucks with offices based in Kirkland, Washington, a suburb of Seattle. Kenworth is one of three major truck divisions and brands under the parent company PACCAR.
Founded in 1912 by the brothers George T. and Louis Gerlinger JR as a car and truck dealership known as Gerlinger Motor Car Works. In 1914, they decided to build their own truck with a more powerful inline six-cylinder engine, the first put into a commercial truck.
Kenworth has majorly grown since 1912 with annual revenue of 19.1 billion dollars. With an estimated 154,000+ trucks sold in 2015 and pushed out Peterbilt sightly. They have about a 14% market share.
Kenworth has several models of trucks that can be converted to a dump truck. The Kenworth dump truck models are as followed: Kenworth T800 dump truck, Kenworth T880 dump truck, Kenworth W900 dump truck, Kenworth T370 dump truck, Kenworth T440 & T470 dump trucks.
Freightliner is America’s most popular and best-selling semi-trucks. They also make several models of severe and vocational dump trucks.
Construction-industry professionals know the value of a quality, dependable, low-maintenance dump truck that can take on any task. Freightliner dump trucks are rigorously tested to ensure quality and longevity, increasing productivity on any job site and helping you get the job done on time and on budget.
No matter what type of load you’re hauling, Freightliner offers a wide variety of dump truck sizes and specs. From superior visibility to a spacious, ergonomic cab, our dump trucks help drivers stay comfortable and productive from the worksite to the dumpsite. Freightliner is dedicated to building superior dump trucks that meet your needs.
Currently, Freighliner makes the 108SD, M2 106, 114SD, and 122SD models.
For over 50 years, rugged Cat® off-highway trucks and mining trucks have worked in the harsh conditions of mines, construction projects, and quarries around the world. Pass-matched with our wheel loaders and excavators, you can count on our haul trucks for maximum productivity at a low cost per ton.
CAT offers three equipment types – Mining Trucks, Off-Highway Trucks, and Off-Highway Trucks Bare Chassis.
The Bottom Line
Freightliner takes the cake for the most popular semi-truck in America for 2019. When it comes to dump trucks Freightliner is still the top dog based on market share, but Caterpillar is number one when it comes to heavy haul trucks.
Whether you drive a Freightliner, Peterbilt, Kenworth, every driver has their favorite dump truck. What’s your favorite? Please comment below. Also, don’t forget to follow us on Facebook for more great trucking content.
What Our Valued Clients Are Saying About US
Dump Truck Frequently Asked Questions
Heavy-duty 18-wheelers are great, but they are not the only thing Sharp Financial Services finances. Another popular vehicle to finance is the dump truck. We get asked a lot of questions about financing a dump truck, so we created this article to help answer questions before they arise.
- How Long Can You Finance a Dump Truck?
- How Do You Finance a Dump Truck?
- How Much Does it Cost to Lease a Dump Truck?
- How Do I Start a Dump Truck Business?
- Is the Dump Truck Business Profitable?
- How Much is Insurance for a Dump Truck?
- How Much Does a Dump Truck Charge Per Hour?
- What is a Dump Truck
- Types of Dump Trucks
How Long Can You Finance a Dump Truck?
Dump truck financing duration varies on many factors, including credit score, the value of the dump truck, down payment, interest rate, and more. The longest case scenario would be a financing arrangement that lasts the entire dump truck’s useful life, but since that is hard to estimate, wanting to pay for longer than 60 months you would most likely want to obtain a lease instead.
How Do You Finance a Dump Truck?
To finance a dump truck, you would need to get into contact with a financing company that specializes in the field. Fortunately for you, Sharp Financial Services has relationships with over 25 different funding sources to make sure that you get the best terms possible for what you want.
First, we do a soft credit pull so we can determine your creditworthiness with no harm to your credit score, then we propose terms with our lenders and work to get you the dump truck you need for your business!
Get Approved for up to $250K Within 24 Hours
Guaranteed No Hard Inquiry Quote
How Much Does it Cost to Lease a Dump Truck?
Leasing generally works as a pay-as-you-go plan, meaning that the more the dump truck depreciates from use, the more you pay. Ways to lower the cost of leasing include:
- Leasing an older vehicle – With less to depreciate, the costs of using an older vehicle tend to be less, although an older vehicle tends to be less reliable than a new counterpart and may lack some newer bells and whistles like satellite radio.
- Be responsible for repairs – A lease contract that says the lessor is responsible for maintenance will charge more for leasing than one that says you are responsible. This can be a risky decision, though, as a catastrophic repair may run more than the cost of the more expensive lease, and you would be contractually obligated to repair it.
- Buy out the lease – Some lease contracts allow the lessee to purchase the asset if they want to keep it, either after or during the contract. By purchasing the asset outright after giving it a “test drive”, you can keep the dump truck for as long as it runs.
In conclusion, there is no straight answer to the cost of leasing a dump truck. Do your research and understand the terms of your contract before signing anything.
How Do I Start a Dump Truck Business?
In order to start a business in running a dump truck, you need to fulfill all the paperwork to establish a business, plus extra for the specific business. Depending on the state in which your business exists, you may need:
- A standard business license. Depending on the business type, this is either paid annually or every few years. A sole proprietorship is the cheapest and quickest to establish.
- A fictitious business name license. If your business has your name in it (“Stevenson‘s Gravel Hauling”), you do not need to pay for a fictitious business name license. For the ability to name your business whatever you want (“Gravity Gravel” or “#1 Topsoil”), prepare to pay a little extra.
- Sales tax ID. For each state you operate in, you will need to collect and pay sales tax at regular intervals, which could be annually, quarterly, or monthly depending on how much revenue your company makes. Even if you operate solely in the state for your business, you will need to establish a sales tax ID with the state. Some states charge no sales tax.
Beyond these, every driver of a dump truck is required to have a Class B commercial license. This does not need to be the owner of the business necessarily, but the owner would not be able to operate the dump truck himself, which can prove to be an obstacle to business growth.
Finally, as an additional option, you can get the required endorsements to haul more dangerous materials, such as radioactively contaminated soil requiring a Class 7 endorsement. To learn more about hazardous materials and their endorsements, DMV.org is a helpful website. Note that DMV.org is a privately-owned website of information and is not owned by any state’s Department of Motor Vehicles. For specifics, contact your state’s own DMV.
Is the Dump Truck Business Profitable?
With construction always happening in the United States, there will always be a demand for raw material delivery such as stone, dirt, and sand. It is up to you to set your rates for pickup and delivery, cost-effectively fulfill the job, and succeed. With a $19 billion market size that is expected to consistently grow around 2% each year, there is never a shortage of customers.
How Much is Insurance for a Dump Truck?
The cost of insurance on a dump truck depends on many factors such as the experience of the driver, the location where the dump truck operates, the value of the dump truck, and the amount of liability coverage. Usually, a dump truck company will want at least $1,000,000 worth of liability coverage, but some smaller businesses can get by with $500,000.
Have you considered worker’s compensation insurance if you have employees? There is more than one type of insurance your business may need! To learn more about the different types of commercial truck insurance, check out our article.
There is no silver bullet insurance solution. The only way to get a quote for your specific scenario is to contact an insurer and provide them with the details necessary for a quote.
How Much Does a Dump Truck Charge Per Hour?
Again, that depends on a variety of factors. This time the answer is dependent on factors such as the location of the business transaction, the material being transported, and the number of materials. The only way to know for sure is to call a local dump truck service and ask them about details, where they will offer you a bid.
What is a Dump Truck?
A dump truck, also known as a dumper truck or tipper truck, is used for taking dumps such as sand, gravel, or demolition waste for construction. A typical dump truck is equipped with an open-box bed, which is hinged at the rear and equipped with hydraulic rams to lift the front, allowing the material in the bed to be deposited (“dumped”) on the ground behind the truck at the site of delivery.
This article will go over the different types of dump trucks, dump truck brands, how to buy a dump truck, and how to finance a dump truck.
Types of Dump Trucks
There are several types of dump trucks for pretty much any application you can think of. Below is a breakdown of the different types of dump trucks.
STANDARD DUMP TRUCK
A standard dump truck is a truck chassis with a dump body mounted to the frame. The bed is raised by a vertical hydraulic ram mounted under the front of the body or a horizontal hydraulic ram and lever arrangement between the frame rails, and the back of the bed is hinged at the back of the truck.
The tailgate can be configured to swing up on top hinges (and sometimes also to fold down on lower hinges) or it can be configured in the “High Lift Tailgate” format wherein pneumatic rams lift the gate open and up above the dump body.
SEMI-TRAILER END DUMP TRUCK
A semi end dump is a tractor-trailer combination wherein the trailer itself contains the hydraulic hoist. In the US a typical semi end dump has a 3-axle tractor pulling a 2-axle trailer with dual tires.
The key advantage of a semi end dump is a large payload. A key disadvantage is that they are very unstable when raised in the dumping position limiting their use in many applications where the dumping location is uneven or off level.
TRANSFER DUMP TRUCK
A transfer dump truck is a standard dump truck pulling a separate trailer with a movable cargo container, which can also be loaded with construction aggregate, gravel, sand, asphalt, klinkers, snow, wood chips, triple mix, etc.
The second aggregate container on the trailer (“B” box) is powered by an electric motor, a pneumatic motor, or a hydraulic line. It rolls on small wheels, riding on rails from the trailer’s frame into the empty main dump container (“A” box). This maximizes payload capacity without sacrificing the maneuverability of the standard dump truck. Transfer dump trucks are typically seen in the western United States due to the peculiar weight restrictions on highways there.
TRUCK AND PUP
A truck and pup are very similar to a transfer dump. It consists of a standard dump truck pulling a dump trailer. The pup trailer, unlike the transfer, has its own hydraulic ram and is capable of self-unloading.
SUPER DUMP TRUCK
A super dump is a straight dump truck equipped with a trailing axle, a liftable, load-bearing axle rated as high as 13,000 pounds. Trailing 11 to 13 feet behind the rear tandem, the trailing axle stretches the outer “bridge” measurement, the distance between the first and last axles, to the maximum overall length allowed.
This increases the gross weight allowed under the federal bridge formula, which sets standards for truck size and weight. Depending on the vehicle length and axle configuration, Superdumps can be rated as high as 80,000 pounds. GVW and carry 26 short tons of payload or more.
When the truck is empty or ready to offload, the trailing axle toggles up off the road surface on two hydraulic arms to clear the rear of the vehicle.
SEMI-TRAILER BOTTOM DUMP TRUCK
A semi bottom dump or belly dump is a 3-axle tractor pulling a 2-axle trailer with a clamshell-type dump gate in the belly of the trailer.
The key advantage of a semi bottom dump is its ability to lay material in windrows, a linear heap. In addition, a semi bottom dump is maneuverable in reverse, unlike the double and triple trailer configurations described below.
These trailers may be found either of the windrows type shown in the photo or maybe of the cross spread type, with the gate opening front to rear instead of left and right. The cross spread type gate will actually spread the cereal grains fairly and evenly from the width of the trailer.
By comparison, the windrow type gate leaves a pile in the middle. The cross spread type gate, on the other hand, tends to jam and may not work very well with coarse materials.
DOUBLE & TRIPLE TRAILER BOTTOM DUMP TRUCK
Double and triple bottom dumps consist of a 2-axle tractor pulling one single-axle semi-trailer and an additional full trailer (or two full trailers in the case of triples). These dump trucks allow the driver to lay material in windrows without leaving the cab or stopping the truck.
The main disadvantage is the difficulty in backing double and triple units.
SIDE DUMP TRUCK
A side dump truck also known as an SDT consists of a 3-axle tractor pulling a 2-axle semi-trailer. It has hydraulic rams that tilt the dump body onto its side, spilling the material to either the left or right side of the trailer. The key advantages of the side dump are that it allows rapid unloading and can carry more weight.
Besides, it is almost immune to upset or tipping over while dumping, unlike the semi end dumps which are very prone to tipping over. It is, however, highly likely that a side dump trailer will tip over if dumping is stopped prematurely.
Also, when dumping loose materials or cobble sized stone, the side dump can become stuck if the pile becomes wide enough to cover too much of the trailer’s wheels.
Trailers that dump at the appropriate angle, 50° for example, avoid the problem of the dumped load fouling the path of the trailer wheels by dumping their loads further to the side of the truck, in some cases leaving sufficient clearance to walk between the dumped load and the trailer.
WINTER SERVICE VEHICLES
Many winter service vehicles are based on dump trucks, to allow the placement of ballast to weigh the truck down or to hold sodium or calcium chloride salts for spreading on snow and ice-covered surfaces. Plowing is a severe service and needs heavy-duty trucks.
A Roll-off has a hoist and subframe, but nobody, it carries removable containers. The container is loaded onto the ground, then pulled onto the back of the truck with a winch and cable. The truck goes to the dumpsite after it has been dumped the empty container is taken and placed to be loaded or stored.
The hoist is raised and the container slides down the subframe so the rear is on the ground. The container has rollers on the rear and can be moved forward or back until the front of it is lowered onto the ground.
The containers are usually open-topped boxes used for rubble and building debris, but rubbish compactor containers are also carried. A newer hook-lift system does the same job, but lifts/lower and dumps the container with a boom arrangement instead of a cable and hoist.
OFF-HIGHWAY DUMP TRUCKS
Off-highway dump trucks are heavy construction equipment and share little resemblance to highway dump trucks. Bigger off-highway dump trucks are used strictly off-road for mining and heavy dirt hauling jobs.
There are two primary forms: a rigid frame and an articulating frame. The term “dump” truck is not generally used by the mining industry, or by the manufacturers that build these machines. The more appropriate U.S. term for this strictly off-road vehicle is “haul truck”.
Haul trucks are used in large surface mines and quarries. They have a rigid frame and conventional steering with the drive at the rear wheel. As of late 2013, the largest ever production haul truck is the 450 metric ton BelAZ 75710, followed by the Liebherr T 282B, the Bucyrus MT6300AC, and the Caterpillar 797F, which each have payload capacities of up to 400 short tons.
Most large size haul trucks employ Diesel-electric powertrains, using the Diesel engine to drive an AC alternator or DC generator that sends electric power to electric motors at each rear wheel. The Caterpillar 797 is unique for its size, as it employs a Diesel engine to power a mechanical powertrain, typical of most road-going vehicles and intermediary size haul trucks.
Other major manufacturers of haul trucks include SANY, XCMG, Hitachi, Komatsu, DAC, Terex, and BelAZ.
An articulated dumper is an all-wheel-drive, off-road dump truck. It has a hinge between the cab and the dump box but is distinct from a semi-trailer truck in that the power unit is a permanent fixture, not a separable vehicle.
Steering is accomplished via hydraulic cylinders that pivot the entire tractor concerning the trailer, rather than a rack and pinion steering on the front axle as in a conventional dump truck.
By this way of steering, the trailer’s wheels follow the same path as the front wheels. Together with all-wheel drive and a low center of gravity, it is highly adaptable to rough terrain. Major manufacturers include Volvo CE, Terex, John Deere, and Caterpillar.
Check out these other great trucking articles
Our Process is Quick & Easy! Get Pre-Approved Today
Making smart choices with dump truck financing is critical to any trucking company. Having up-to-date equipment to maximize efficiency and stay in compliance with the ever-changing regulations is important to a company’s growth and sustainability. We’ve made the funding process quick and easy so you can get funded fast and on the road with your new dump truck.
- Apply Online: Click the “Get Pre-Approved Today” button. Fill out the contact form and one of our truck funding specialists will call you ASAP! Or for immediate assistance give us a call at 916.805.3664
- Select a Solution: A truck funding specialist will contact you to go over your funding and business needs. We want to understand your needs to better help us find the best solution that meets your objectives.
- Review Documents: Once we have determined the best truck finance solution for you and your business, documents are generated and then emailed for review and signature. An electronic signature is acceptable on most documents.
- Get Funded: After the signed contract is returned, we’ll process your documents. Most transactions fund within 1 to 3 days. Fast turn around to get you the truck you want up and running.
Get Pre-Approved – Click the Get Pre-Approve Button Below to get started today. Get pre-approved in minutes. We do a soft credit pull, NO hard inquiries (unlike our competitors), and are guaranteed not to hurt your business or personal credit score.
Are Your Ready to Expand Your Fleet?
Want to own a fleet or trucking business that actually sets you FREE financially and personally, but not sure if you can?
Excellent! You’re in the right place!
Answer these questions below to see if you’re qualified:
- Are you serious about growing your fleet or trucking business?
- Want to maximize your cash flow and profits?
- Do you currently own 3 or more commercial trucks or vehicles?
- Do you have 3 years time in business or 3 years of industry experience?
- Do you have good credit – 650 or better?
- Want to avoid hard inquiries and damage to your personal credit score?
If you answered YES to all of these questions – Sharp Financial Services® can help!
Get Approved for up to $250K Within 24 Hours!
Safe & Secure Quote + Guaranteed NO Hard Inquiries!
Click Here >> To Get Started Today!
Rather Talk to a truck financing specialist today? Give us a call 916.805.3664