Terms and Conditions    

Effective Date: April 28, 2026

Welcome to Sharp Financial Services, LLC (“Company,” “we,” “us,” or “our”). These Terms and Conditions (“Terms”) govern your access to and use of our website located at www.sharpfinservices.com (the “Website”), as well as any information, tools, products, and services offered through the Website.

By accessing or using this Website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use this Website.

1. Acceptance of Terms  

By visiting, browsing, or using this Website, you confirm that you are at least 18 years old and legally able to enter into binding agreements under applicable law.

Your use of this Website constitutes your acceptance of these Terms and our Privacy Policy. If you do not agree to these Terms, you must discontinue use of the Website immediately.

We reserve the right to modify these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of the Website after changes are posted constitutes your acceptance of the revised Terms.

2. Business Services Disclaimer  

Sharp Financial Services, LLC is a financing company that provides information regarding services including, but not limited to:

• Commercial Equipment Finance
• GAP Insurance
• Business Loans
• Commercial Credit Building Consultations

All information on this Website is for general informational purposes only and does not constitute financial, lending, legal, tax, or investment advice.

Submission of inquiries through this Website does not guarantee approval, funding, insurance coverage, or eligibility for any service.

All financing and insurance products are subject to underwriting, lender approval, carrier approval, credit review, verification, and applicable terms and conditions.

3. No User Accounts  

This Website does not currently require or offer user account registration. You may use the Website without creating an account.

We reserve the right to introduce account features in the future, subject to additional terms.

4. Intellectual Property Rights  

All content on this Website, including but not limited to:

• text
• graphics
• logos
• branding
• images
• videos
• downloads
• page layouts
• software
• design elements
• service descriptions

is the exclusive property of Sharp Financial Services, LLC or its licensors and is protected by applicable copyright, trademark, and intellectual property laws.

You may view and print portions of the Website for personal, non-commercial use only.

You may not:

• Copy, reproduce, republish, or distribute Website content
• Modify or create derivative works
• Use our trademarks without written permission
• Scrape or harvest Website content using automated tools
• Use our branding in a misleading or unauthorized manner

Unauthorized use may violate intellectual property laws and may result in legal action.

5. User Conduct and Prohibited Activities  

You agree to use this Website only for lawful purposes.

You may not:

• Violate any applicable law or regulation
• Submit false, misleading, or fraudulent information
• Attempt unauthorized access to the Website, servers, or systems
• Introduce malware, viruses, bots, or harmful code
• Interfere with Website functionality or security
• Use the Website to harass, threaten, or abuse others
• Use automated systems to scrape, copy, or overload the Website
• Impersonate another person or business
• Use the Website for unlawful lending, fraud, or deceptive practices

We reserve the right to investigate violations and take any lawful action.

6. No Payment Processing Through Website  

This Website does not currently process payments directly.

Any future payment services, if introduced, may be governed by separate terms, agreements, and third-party payment processor conditions.

7. Third-Party Links and Services  

This Website may contain links to third-party websites, lenders, insurers, service providers, or external resources.

We do not own or control third-party websites and are not responsible for:

• Their content
• Privacy practices
• Security
• Availability
• Terms
• Services or products offered

Use of third-party websites is at your own risk.

8. No Guarantee of Results  

Sharp Financial Services, LLC does not guarantee any specific outcome, including:

• loan approval
• financing approval
• credit score improvement
• insurance approval
• funding speed
• business growth results

Results depend on many factors including creditworthiness, business performance, lender criteria, market conditions, documentation, and compliance requirements.

9. Limitation of Liability  

To the fullest extent permitted by law, Sharp Financial Services, LLC and its owners, officers, employees, contractors, affiliates, and partners shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:

• Use of or inability to use the Website
• Reliance on Website information
• Financing decisions
• Business losses
• Lost profits
• Data loss
• Delays or interruptions
• Errors or omissions
• Third-party acts or services

Your sole remedy for dissatisfaction with the Website is to stop using it.

10. “As Is” Disclaimer  

This Website and all content, materials, and services are provided on an “AS IS” and “AS AVAILABLE” basis without warranties of any kind, express or implied.

We disclaim all warranties including, without limitation:

• Merchantability
• Fitness for a particular purpose
• Non-infringement
• Accuracy
• Availability
• Security
• Uninterrupted operation

We do not warrant that the Website will be error-free, secure, or free from harmful components.

11. Indemnification  

You agree to defend, indemnify, and hold harmless Sharp Financial Services, LLC and its affiliates, officers, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising from:

• Your use of the Website
• Your violation of these Terms
• Your violation of any law or third-party rights
• False information submitted by you

12. Termination of Access  

Although no user accounts currently exist, we reserve the right to suspend, restrict, block, or terminate your access to the Website at any time, without notice, for any reason, including suspected violation of these Terms or unlawful conduct.

We may also discontinue any part of the Website at any time without liability.

13. SMS/Text Messaging Communications

By providing your mobile phone number to Sharp Financial Services, LLC through our Website, forms, applications, or other communications, you consent to receive text messages from us related to our services.

These messages may include, but are not limited to:

• Appointment reminders
• Application updates
• Financing or account notifications
• Customer service communications
• Document alerts
• Promotional or marketing messages

Messaging frequency may vary depending on your interaction with our services.

Message and data rates may apply based on your mobile carrier plan.

You may opt out of receiving SMS messages at any time by replying:

STOP — to unsubscribe from future messages.

For assistance, reply:

HELP — or visit our website at Sharp Financial Services

For more information regarding how we collect, use, and protect your information, please review our:

Privacy Policy: www.sharpfinservices.com/privacy-policy/

Terms & Condition: www. sharpfinservices.com/terms-and-condition/

We reserve the right to modify or terminate our messaging program at any time.

14. Privacy

Your use of this Website may involve the collection of certain information through forms, cookies, analytics tools, or communications.

Please review our Privacy Policy for information regarding how we collect, use, and protect data.

15. Governing Law

These Terms shall be governed by and interpreted under the laws of the State of California and applicable laws of the United States of America, without regard to conflict of law principles.

Any disputes arising from these Terms or use of the Website shall be resolved exclusively in the state or federal courts located in California, and you consent to the jurisdiction of those courts.

16. Severability

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

17. Entire Agreement

These Terms constitute the entire agreement between you and Sharp Financial Services, LLC regarding use of the Website and supersede prior understandings relating to the Website.

18. Contact Information

If you have any questions regarding these Terms and Conditions, please contact:

Sharp Financial Services, LLC

• Website: www.sharpfinservices.com
• Email: info@sharpfinservices.com
• Phone: 916-885-4041